$0 Vermont — Turning 18 Legal Checklist

How to Decide Between Guardianship and Supported Decision-Making in Vermont

If you're trying to decide between guardianship and supported decision-making for your child turning 18 in Vermont, the answer is almost never one or the other across the board. Most families end up using a combination — SDM and powers of attorney for the domains where their child can participate in decisions with support, and limited guardianship only for specific areas where no less restrictive tool is workable. Vermont law requires this kind of domain-by-domain analysis before a judge will grant any guardianship powers.

Why It's Not a Binary Choice

The framing you'll encounter online — guardianship versus SDM — presents a false binary. Vermont's adult guardianship statute (14 V.S.A. § 3069) lists six distinct powers a guardian can receive, and the court must grant each one individually:

  1. General supervision (residential placement decisions)
  2. Medical consent (healthcare decisions)
  3. Financial supervision (income and resource management)
  4. Contract approval (signing binding agreements)
  5. Real property transactions (buying or selling property)
  6. Legal representation (filing lawsuits, responding to legal actions)

Your child might need support with financial management but be fully capable of making their own healthcare decisions with a structured support network. In that case, you'd use an advance directive for medical decisions and seek limited guardianship only for financial supervision — or potentially handle finances entirely through a durable power of attorney without any court involvement at all.

The right approach starts with assessing your child's capacities domain by domain, not choosing a single legal instrument and applying it everywhere.

The Domain-by-Domain Assessment

For each of the six domains above, ask two questions:

Can my child understand what's being decided? This isn't about whether they'd make the same decision you would. It's about whether they can grasp the basic nature of the decision, appreciate how it affects them, and communicate a preference — even with support.

Can a non-court instrument handle this domain? Vermont offers several tools that don't require any court involvement:

Domain Non-Court Instrument When It's Enough When It's Not
Healthcare Vermont Health Care Advance Directive (18 V.S.A. § 9701) Your child understands they're appointing someone to make medical decisions Your child cannot grasp the concept of delegating medical authority
Finances Durable Financial Power of Attorney (14 V.S.A. Ch. 127) Your child understands they're giving someone authority over their money Your child doesn't understand financial delegation and is at risk of exploitation
Education Educational Power of Attorney + FERPA Release Your child will sign the document and participate in IEP meetings Your child cannot meaningfully participate in educational planning at all
Daily living Supported Decision-Making Agreement Your child can express preferences about daily routines with help Your child needs constant direction for basic safety
Residential SDM with housing support network Your child can express preferences about where they live Your child cannot participate in residential decisions and is at risk
Legal SDM or no formal instrument needed Your child is unlikely to face legal proceedings Active legal matters are a reason to get case-specific legal advice about whether legal-representation authority is needed

For every domain where a non-court instrument works, use it. For domains where it doesn't — where your child genuinely cannot participate in that specific type of decision even with structured support — limited guardianship is the appropriate tool.

Three Common Profiles

Mild cognitive delays or high-functioning autism

These families typically find that supported decision-making and powers of attorney cover everything. An SDM agreement structures the support network, an advance directive handles medical decisions, an educational POA keeps parents in IEP meetings, and a financial POA covers banking. No court involvement needed.

The key question is whether your child can understand the concept of appointing someone to help. For most young adults in this category, the answer is yes — they may need the documents explained in plain language and the signing process supported, but they can grasp delegation.

Moderate intellectual or developmental disabilities

This is where the combination approach is most common. Your child might be able to appoint a healthcare agent (the capacity threshold for an advance directive is lower than for guardianship) but unable to manage financial transactions or understand contractual obligations. Many families in this situation use:

  • An advance directive for medical decisions
  • A financial POA or limited guardianship for financial supervision
  • An educational POA for IEP participation
  • SDM for daily living and residential preferences

The Guardianship Decision Worksheet in the Vermont Adult Guardianship & Alternatives Guide walks through this assessment systematically for each of the six statutory powers, so you're not guessing about which combination fits.

Severe disabilities or medically fragile conditions

When a young adult cannot participate in decision-making across most or all domains — cannot express preferences, cannot understand delegation, and is at significant risk without court-ordered protection — full guardianship may be appropriate. Even here, Vermont law requires the court to grant only the powers your child's situation actually requires. A well-documented assessment identifies which domains need protection and which could be handled through less restrictive means.

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What Vermont Probate Court Expects From You

When you file a guardianship petition, you should document why less restrictive alternatives are unworkable for the specific powers you're requesting. Under 14 V.S.A. § 3069, the court grants powers individually and only to the extent required by the respondent's actual limitations; the petitioner's overall burden is clear and convincing evidence that the respondent is a person in need of guardianship under 14 V.S.A. § 3061.

The domain-by-domain assessment is useful evidence: it shows what alternatives were tried or considered and why particular powers are requested. That gives the court specific information to evaluate the requested powers rather than a blanket request for guardianship.

The court will also appoint legal counsel for your child under 14 V.S.A. § 3065. This attorney advocates for the respondent's expressed wishes and can challenge the petition, including whether less restrictive alternatives can meet the child's needs. Having your assessment already done gives counsel specific information about each requested power.

Who This Is For

  • Parents who have heard "you need guardianship" and "guardianship strips rights" from different sources and want a structured way to evaluate what their child actually needs
  • Families whose child has uneven capabilities — strong in some domains, limited in others — where a single instrument doesn't fit
  • Parents approaching the 18th birthday within the next eight months who need to make decisions and file documents before the transfer of rights happens automatically
  • Anyone who wants to walk into a probate attorney consultation or court hearing with a clear, defensible assessment already completed

Who This Is NOT For

  • Parents whose child has no disability-related decision-making limitations — the turning-18 transition doesn't require any legal instruments if your child can manage their own affairs
  • Families with contested custody situations where guardianship is being used as a tool in a family dispute
  • Parents looking for someone to tell them the right answer without doing the assessment — no ethical resource can make this decision for you, because it depends entirely on your child's specific capacities

Frequently Asked Questions

Does Vermont have a supported decision-making law?

Vermont has no formal SDM statute, unlike states such as Texas or Delaware that have enacted specific legislation. However, SDM agreements are widely recognized by Vermont school districts, banks, healthcare providers, and courts as a legitimate alternative to guardianship. Because there's no statutory template, the quality and specificity of the agreement matters more in Vermont — generic templates downloaded from national sites may not hold up when you present them to a Vermont institution.

Can I start with SDM and switch to guardianship later if it doesn't work?

Yes. Nothing about establishing an SDM agreement, power of attorney, or advance directive prevents you from filing a guardianship petition later. In fact, having documentation that you tried less restrictive alternatives and can show specifically why they were insufficient strengthens your guardianship petition — it's exactly what the court wants to see.

What if my child can make some decisions but not others?

That's the most common situation, and it's exactly what limited guardianship is designed for. You petition for only the specific powers your child needs — financial supervision but not medical consent, for example — and the court grants only those powers. Your child retains all rights not explicitly transferred. The Vermont Adult Guardianship & Alternatives Guide includes the Guardianship Decision Worksheet to walk through this power-by-power assessment.

How do I know if my child can "understand" enough for a power of attorney?

The capacity threshold for signing a power of attorney or advance directive is generally lower than the threshold at which guardianship becomes necessary. Your child needs to understand the basic concept — "I'm asking this person to help me with money decisions" or "I'm choosing someone to talk to doctors for me" — not the legal details. The relevant question is whether your child understands that basic delegation concept at the time of signing. When in doubt, a capacity evaluation from their physician can help document this.

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